According to Mint.com, I have spent over $7,000 this month. Whoa, what? But when I break down the costs and see where it all went, it was use for mostly necessary expenses, with several hundred spent on unnecessary things like birthday dinners, movies, etc.
Just to break it down, here is a (selected) list of items detailing what my cost of moving has been, to date:
-$150 in gift certificates to the LCBO for the people I couchsurfed with for four weeks
-$50 gift certificate to my recruiter who landed me this awesome job
-$87 to rent a cube van for the day
-$1894 for first and last month’s rent
-$529 for half month’s rent, since I moved in July 15
-$50 for refundable key fob deposit
-$1,049 for new Sealy Queen mattress and dust cover
-$227 for a year’s worth of tenant’s insurance, paid upfront
-$179 miscellaneous items from Zellers, including shower curtain, bath mat, cleaning supplies, refreshing drinks for my moving team
-$120 for IKEA bookshelves (bought off of Craigslist, would have cost $230+tax brand new, and they’re in great condition)
-$40 for antique dresser
-$20 to ex-boyfriend who helped me pick up all the items, to cover his gas
There were many other small expenses that added up, hitting the dollar store for supplies, home depot, eating out while I still didn’t have my own kitchen.
This is also just the financial cost – the emotional cost has been stress, friendships, and difficult sleep-deprived days at the office.
All of this in addition to my normal monthly expenses of car (approx $650+ per month), cell phone, groceries, entertainment, and other necessities (for example, I desperately needed a wheel alignment, which cost $124). I need to buy a new bike since mine sucks and I have my triathlon in just under a month. I don’t know if I’m going to be able to, not until my savings account is topped up again to at least $2500.
I also haven’t paid the piper yet for my Canada Day long weekend trip to Algonquin. But, as of next week, my credit card will be paid off in full, and I don’t owe any rent money until September 1st. I’ve informed my part-time writing job boss (who is honestly so awesome, really cool lady) that I’m willing and able to take on any projects she wants to throw my way. I still have about $1800 in my emergency fund, and with the exception of a new couch, I don’t have any major expenses for finishing up my apartment. I anticipate that, including a new couch, it’ll take me another $1000 to finish up the apartment, but I’m not in a rush. I have all my necessities, I can wait for the rest. Again, I am hesitant to furnish too much, but I could ALWAYS sell everything off if I really needed to, and at this point it makes more sense to pay to move everything to wherever I end up next instead of buying new all over again.
In addition, most of my decor is going to be done on the cheap/homemade. My art on the wall is going to be pressed flowers that I plucked in the Don Valley on one of my many bike trips. The table on the balcony will be picked up from Value Village, and I’ll turn it into a beautiful mosaic table. I’m going to sand and repaint my dresser with distressing techniques to make it look shabby chic. I’m sewing my rocking chair’s slipcovers and throw pillows with fabric that I’ll pick up from Queen West. So even though I’m investing a lot of time, it won’t turn out to be a lot of money, and the apartment will be purely “me.”
As the Frenchman, always the banker, says: money comes and goes. Just enjoy it in the moment. If it goes away, it’ll be back.
Still. Even though I’m trying to not get stressed, I’ll be looking forward to my next few paycheques, and to a stabilized “normal” month, so I can draw up a new budget accordingly. It sucks to burn through so much money so quickly, especially because it doesn’t even feel like I’ve spent a cent.
Big thanks to my parents who came, brought me a ton of beautiful furniture from home, and help me set myself up. Also big thanks to the people who helped me move, from start to finish. You know who you are.
P.S. Fitness update – my arms are getting mega sculpted. BF called me a tank yesterday and wasn’t being sarcastic. I’ll be posting (headless) before and after shots, but they are going to be dramatic!
P.P.S. I just added this in, but the lovely Vikki Vansickle, who I am proud to have had the opportunity to speak with and become friends with, addressed city council this morning at 4am (waiting over 18 hours to be heard for 3 minutes), only to have His Worship Mayor Ford say the following comment under his breath, that really has to be heard to be believed. You be the judge.