I have a place to live!
My apologies for being missing in action the past week, it has been atrociously hectic. I’m leaving for a camping trip to Algonquin Park today for four days, with my boyfriend and two other couples. AND their French Bulldog named Lucy. CUUUUTE!!!!!!
I’m still loving my job, and feel very valued and liked by the agents here. There’s no gossiping or backbiting about other members of the team, and even when they’re frustrated about a deal going poorly, compared to what I’ve been used to, their anger is like rainbow sparkles.
But onto the apartment – I decided to get a unit in a highrise in the North-East part of the city, off of the subway line. I have a car, and rarely use the subway anyways, and being on the subway line automatically bumps up rent by a couple of hundred dollars per month. The building is literally right next door to a library (heaven!), a Goodlife gym, a grocery supercentre, and is connected to a TON of biking trails. It’s also a 15 minute drive to my office, which is perfect. My car insurance went down too, since the area has fewer accidents.
So for a one bedroom in a nice highrise on the third floor, overlooking some trees, west-facing, with a pool in the building, I am paying $947 a month, inclusive of all utilities and including my underground parking. I am very pleased with this number.
Here’s the downer though – I have to pay first and last month’s rent, plus a $50 refundable deposit for the garage fob, plus a half month’s rent since I am moving in July 15th. So in total, that’s a whopping $2,417.50, which I’ll be paying by certified cheque. I also have to buy a bed, some new bookcases, and eventually a couch. Kitchen table is all taken care of, I’m borrowing my mother’s beautiful maple table that I grew up with, and I can hardly wait to have guests over. I love to cook, and if I do say so myself, I am very good at it. The table is beautiful too, much nicer than anything I could afford on my own. I’m going to treasure it :)
I have also decided that I definitely want to paint the unit with my own colours. The lady in the rental office wasn’t happy about it, but honestly, they repaint every time a tenant leaves, so I don’t think it’s a big deal. She also warned me that there may be a fine if I paint the walls and they have to repaint it, so once I know what that is, I’ll reevaluate. At this point, I want to personalize the apartment so much that I don’t care about the fine (*insert financial red flag here*). I’m thinking a soft grey-blue for the bedroom and a pale almond colour for the Living Room. Next time I go home to the farm, I’m going to also see if there are any old barn windows I can take with me back to the city. My idea is to press some flowers, put them in the window panes, and hang it up in my dining room.
I also want to purchase a new road bike, in time for my triathlon in August. I ride my bike on a regular basis, almost daily, and the bike I have right now is a POS.
So it’s looking to be an expensive few months. BUT once all these moving costs balance themselves out and stabilize, I’ll be able to focus hardcore on paying off my car loan. I won’t have to pay rent until September 1st, and I can meanwhile replenish my emergency fund, start saving into my RRSP, and kill the car loan. I’m almost under $9,000 and I am so thrilled!
That’s my motto for the next six months: kill the car loan!
I’m hoping to not move from this apartment for at least two years. My cousins are in the area and I absolutely adore these girls. Once the car loan is killed, I’m hoping this is going to be my final apartment before I purchase a condo. I think I’m going to be very, very happy here. I know I’ve said this before, but this time, I’m positive that it’s true. My mother has a good feeling about it, and mom’s instincts are rarely wrong!